Kamis, 13 Oktober 2011

Konsep Dasar Koperasi


Koperasi adalah merupakan singkatan dari kata ko / co dan operasi /
operation. Koperasi adalah suatu kumpulan orang-orang untuk bekerja sama
demi kesejahteraan bersama. Berdasarkan undang-undang nomor 12 tahun
1967, koperasi indonesia adalah organisasi ekonomi rakyat yang berwatak
sosial dan beranggotakan orang-orang, badan-badan hukum koperasi yang
merupakan tata susunan ekonomi sebagai usaha bersama berdasar atas asas
kekeluargaan.

Sejarah Gerakan Koperasi
Gerakan koperasi digagas oleh Robert Owen (1771-1858), yang menerapkannya pertama kali pada usaha pemintalan kapas di New Lanark Skotlandia. Gerakan koperasi ini dikembangkan lebih lanjut oleh William King (1786-1865) dengan mendirikan toko koperasi di Brighton, Inggris. Pada 1 mei 1828, King menerbitkan publikasi bulanan yang bernama The Cooperator yang berisi berbagai gagasan dan saran-saran praktis tentang mengelola toko dengan prinsip koperasi.
Koperasi dikenalkan di Indonesia oleh R.Aria Wiriatmadja di Purwokerto, Jawa Tengah pada tahun 1896. Pada tanggal 12 juli 1947, pergerakan koperasi di Indonesia mengadakankongres koperasi yang pertama di tasikmalaya. Tanggal dilaksanakannya konggres ini kemudian ditetapkan sebagai Hari Koperasi Indonesia. 

Fungsi-Fungsi Koperasi :
1. Sebagai urat nadi kegiatan perekonomian indonesia
2. Sebagai upaya mendemokrasikan sosial ekonomi indonesia
3. Untuk meningkatkan kesejahteraan warga negara indonesia
4. Memperkokoh perekonomian rakyat indonesia dengan jalan pembinaan
koperasi
Peran dan Tugas Koperasi :
1. Meningkatkan taraf hidup sederhana masyarakat indonesia
2. Mengembangkan demokrasi ekonomi di indonesia
3. Mewujudkan pendapatan masyarakat yang adil dan merata dengan cara
menyatukan, membina, dan mengembangkan setiap potensi yang ada
Jenis-Jenis Koperasi :
1. Koperasi Konsumsi
Koperasi ini didirikan untuk memenuhi kebutuhan umum sehari-hari para
anggotanya. Yang pasti barang kebutuhan yang dijual di koperasi harus lebih
murah dibantingkan di tempat lain, karena koperasi bertujuan untuk
mensejahterakan anggotanya.
2. Koperasi Jasa
Fungsinya adalah untuk memberikan jasa keuangan dalam bentuk pinjaman
kepada para anggotanya. Tentu bunga yang dipatok harus lebih renda dari
tempat meminjam uang yang lain.
3. Koperasi Produksi
Bidang usahanya adalah membantu penyediaan bahan baku, penyediaan
peralatan produksi, membantu memproduksi jenis barang tertentu serta
membantu menjual dan memasarkannya hasil produksi tersebut. Sebaiknya
anggotanya terdiri atas unit produksi yang sejenis. Semakin banyak jumlah
penyediaan barang maupun penjualan barang maka semakin kuat daya tawar
terhadap suplier dan pembeli.

Kamis, 19 Mei 2011

Small Stories

Why is the sun red at sunrise and sunset?

As the sun rises and sets, the rays of the sun to travel longer than the other like day at a time when the distance between us and the sun at sunrise and sunset times farther than the time when lunch. The color of light that we are able to achieve the color that has more long-wave light that is red. This is why the sun looks red at a time when the

How do rainbows form?

Rainbow is formed due to the refraction of sunlight by water droplets in the atmosphere. When sunlight through water droplets, the light is bent in such a way as to make the colors that exist in the light separately. Each color bends at different angles, and the color red is the color most recently bent, while purple is the most first. This phenomenon which we see as a rainbow.


Why is the sky blue?

Earth's atmosphere contains a small gas molecules and particles (grain) dust. Sunlight entering the atmosphere is met with gas molecules and dust particles earlier. The color of light that has longer rays such as red and yellow, can pass through and penetrate the molecular gas and dust earlier. But the color blue has a shorter light waves reflected back into the upper atmosphere. That is why the sky looks blue. The same principle applies also to the water in the ocean or a lake that looks blue.



-www.cerita kecil.com

Traveler-Two People and A Bear

Two people walking together wandering through a dense forest. It was suddenly a huge bear came out of the bushes near them.
One of the nomad, just think about his safety and did not bother her, climbing into a tree that was close to him.
Traveler others, felt unable to resist a very large bear it alone, threw himself into the ground and lay still, as if he had died. She often hears that the bear will not touch the animal or person who has died.
His friend who was in the tree did not do anything to help his friend who was lying. Whether this is true or not, the moment the bear sniffed around his head, and seemed satisfied that his victim had died, tersebutpun bear walked away.
Nomad is on top of a tree and then got out of his hiding.
"It looks as if the bear had whispered in my ear," he said. "What was said by the bear"
"The bear said," the wanderers who lie down before, "No wise to walk together and be friends with someone who left and did not bother her friend who is in danger."
Misfortune can test a friendship.



-www.ceritakecil.com/cerita-dan-dongeng/Dua-Orang-Pengembara-dan-Seekor-Beruang-59

The Spirit of Intrepreneur

What is success? Success in entrepreneurship is formulated like this:
Success = Capital + expert + Positive Energy
Capital> 1. Relation
                
2. Idea
                
3. Courage
                
4. Money Capital does not have to be money, relations, ideas, courage, that's all we can make capital for entrepreneurship. 1. Relation Why Relationships? Example: When someone wants to buy a car and he did not know where he had bought, while we know the car salesman. That is something we can use as capital for entrepreneurship. 2. Idea many people who have money but he did not have the idea to start a business. If we have ideas, that's when they tapped opportunity for us to cooperate in carrying out the idea that
we have.
Expertise> Our ability in doing something, like a chef who has the ability to cook, and drivers who have the ability to drive a car. Expertise will be there after doing that many times or to pursue that field.
Positive Energy> this energy is above all the good deeds we do, without realizing that our good deeds that make us always easy of doing things. Remember! for whatever we try, God disposes. Any high as our ideals in the sky, our feet are still flat on the earth.
So success in entrepreneurship is like vehicle car, equipped with driver, equipped with gasoline. Success = Car + Driver + Petrol Without one of them comes, nothing will be impossible to achieve desired goals.

My Presentation about "Entrepreneur"

 
   

Keep . . !!!

While you want to release someone, remember when you wanted to get it.
While you begin to not love him, remember the first time you fall in love with him.
While you begin to get bored with it, always remember the most beautiful moment with him.
When you want to lie to him, remember when he was honest with you.
Then you'll feel the sense he's for you.
Do not let your side when he's not you realize all the meaning of her for you.
The beautiful is only temporary,
The eternal is the memories,
Only from a sincere heart,
From only a sincere heart,
Not easy to find the missing,
Not easy to chase a dream,
But more hard to maintain that there is, because although clasped could be released as well.
"If you do not have what you like, then like what you have today"
Learning to accept what is and positive thinking.
Life is like a dream, as beautiful as anything so get it all vanished without trace, like a luxurious palace, countless possessions reply, status and position rara avis, when the last breath comes, even a needle can not be taken away, any clothes can not be held .
Moreover, who would hotly contested? What more would the pride?
Do not like to hurt each other less deserving of you.
Learn no day without you, always be tolerant and relented.
Living free encyclopedia cheerful
No one can not in sincerity
Hurt No reply unforgivable.
There was no animosity which can not be erased.
Love you always . . .



-from My Heart

The Two Mother

A young mother was once washing some clothes at awell. Her little son was sleeping besides her. Another young women came there. She picked the child up and run away. When the young mother saw her sweet son missing, she ran after her. Before long, she cought hold of her, cursed her for her meanness and demanded her son back. But she refused to do so, and said that the son was her own. Before long they began to quarrel with each other.

Many people gathered there, but they failed to find the real mother. They took them bothto the court of the judge. He gave them a patient hearing and thought over the matter for a while. Then he said to one of his officers. "Bring me my sword. I shall cut the boy into two, so that each may have a piece". One of the ladies began to weep at once. She requested the judge not to kill the boy, but give him to the other. As for the second, she said,"No!,this can not be.The boy must be cut into two pieces,so that I may have the one, and she, the other".When the judge heard these words, he ordered the boyto be given over to the first, and sent the second to the jail for child lifting.

-taked from Stories for You, Mustolah Maufur, Darussalam Press.

Criminal Child Abduction

This is our sharing of an incident that happened when is shopping at Carrefour. A mother was looking at the existing supply of meat, and a moment then turned around and discovered that her daughter who was 4 years old are no longer in place. I was at that time happened to be standing beside mother, and later the mother called her son but to no avail. 
I then asked for help from an employee of the Carrefour to announce the loss of a child through aloudspeakers . That which he did, immediately walk beside me towards a phone that is available and announced that all the doors and exit paths of any order to be closed / locked by mentioning a specific code.
Then all the way out immediately closed. Altogether it only takes three minutes since I asked to be announced. They then managed to find the little boy was in a drugged state in one of the existing bathroom space. Her head was half-shaven, dressed only in underwear only, and no clothes bag,, a shaver (razor) and a wig on the floor beside him.
So whoever this guy, he managed to take the girl child, took him to the bathroom, shaved half her head and let go dressed only in approximately less than 10 minutes. Until now I still can not understand how there might be this crazy person, let alone to carry out in a matter of minutes.
So please supervise children / grandchildren you when you're out in the open like the Mall! which will very easily be separated by accident. In the above case is only needed in such a short time to carry out the crime. Just 5 more minutes and the child would have passed from the door and disappeared.


-true story

Writing Over Sand and Stone

This is a story about two peoples, husband and wife who was walking accros the desert sand. Along the way, they quarreled and her husbandconfronted his wife with a very loud. Wives who get snapped, feeling hurt, but without a word, he wrote  on the sand: "Today my husband hurt me".
They kept walking, until they found an oasis where they decided to take a bath. The wife, trying to swim but it was almost drowned and was rescued him. When he began to sober up and get over his fear he wrote on a stone:"Today's good my husband saved my life.
He asks:"Why after I hurt you, you wrote on the sand and  now you write on the rock?". His wife replied with smiling:"When bad things happen, we should write in the sand for the wind that comes blowing will remove the sign and if something extraordinary done to my husband, I should be carved on the rock of my heart, so as not to be lost in the wind".
In life frequently arisebecause of differences of opinion and conflict of different viewpoints. Sometimes even very painful, therefore try to forgive and forget past problems. The most important of the lesson above is: "Learn to always can write in the sand for all things painful and always carve in the stone for all goodness"
May we all understand, how valuable a Family...

-translated from my friend's message

Jumat, 29 April 2011

causative verb


EXERCISES:
Fill in the blanks with the right form of causative have, and choose the right form of verb given in the brakets. (isilah dengan bentuk causative have yang benar, dan pilih salah satu bentuk verb yang benar yang diberikan di dalam kurung)

1.      We ___had____ our treasury ___buy___ our new books yesterday. (buy / buys / bought / to buy)
2.      She ___has____ her mom __cook___ dinner for her. (cook / cooks / cooked / to cook )
3.      He __had___his brother __do___ his homework last night (do / does / did / done)
4.      Tom __has___ Bill ___write___ the report at the moment. (write / writes / writing / written)
5.      Mike __has____ Jenni ___save____ his data. (save / saving / saves / saved)
6.      Bob ___has_____ his packages _____delivered______ by the postman. ( deliver / delivers / delivered / delivery)
7.      Eddy __had_____his data ___changed__by his secretary last week. (change / changes / changed / changing)
8.      Marie ___is having_____ her house ____painted______ by the workmen at the moment. ( paint / painting / painted / paints)
9.      Jonny ____has______ his car ___parked_ _ by the parking man. (park / parks / parking / parked)
10.  They __are having__ their maid ____cleaned_____ their room right now. (clean / cleaned / cleans / cleaning)


THE END OF THE TEST